We use cookies on all our websites to gather anonymous data to improve your experience of our websites and serve relevant ads that may be of interest to you. Please refer to the cookies policy to find out more.

By continuing, scrolling the page or clicking a link, you agree to the use of cookies.


Adrian Cudby


Adrian is an author, international lecturer and tutor in banking and business. He is a director of That Was The River Ltd – a financial training and education company, established in 2013 that provides financial and business expertise to a range of clients including:

  • The London Institute of Banking & Finance
  • Chartered Banker Institute (UK)
  • Asian Banking School
  • Asian Institute of Chartered Bankers
  • Maldives Monetary Authority
  • BPP University
  • Leeds College of Music
  • Manchester Metropolitan University and
  • Stirling University.

Applied business and corporate banking, commercial lending, risk management in banking, advanced risk management, restructuring, leadership and ethics, professionalism and ethics, finance of international trade, marketing in financial services. 


MBA, Leeds University Business School: 1997

Professional qualifications 

Postgraduate Certificate in Higher Education, LIBF: 2012
Certified International Trade Adviser, Institute of Export and International Trade: 2008 Associate of Chartered Institute of Bankers: 1990


RBS plc (now Nat-West Group), roles included relationship management in commercial and corporate banking, strategy, specialist sectors and latterly in the restructuring division of the bank: 1979–2013.


Client work providing banking advice to an independent restructuring firm. Private client work with a UK asset based lender.




Commercial Lending – Principles and Practice: 2019


Associate of LIBF: 1990 – present.


Most Inspired Teaching Award (Student Led Teaching Awards), Leeds College of Music: 2017

View Adrian Cudby's LinkedIn profile