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Chryssi -Chorafa

Chryssi Chorafa


Chryssi is a highly motivated professional with a unique experience in financial services (FinTech and RegTech). She covers a breadth of professional experience ranging from regulation whilst working at the FCA (consumer protection, and capital requirements), risk management, business development, trade finance, payments, and treasury.

Chryssi has consulted and implemented many treasury and risk analytics system projects for blue-chip companies across EMEA. Chryssi is the COO of Kalgera, a social FinTech early-stage company (named top 30 tech companies in the UK TechRound 2020) focusing on financial resilience. She is a thought leader in the payments industry building an innovative compliant tokenised payment system for payment institutions to enable cross-border payments to emerging countries.

Chryssi holds a first-class-honours BEng in Civil Engineering, and two MSc in Financial Mathematics from the University of Warwick, and Technology Entrepreneurship from UCL. She values personal development and life-long learning, and therefore, has undertaken numerous qualifications in Investment Advice (FCA), Risk Management (PRMIA), ML, Blockchain (UCL CBT), Entrepreneurship and Innovation (MIT). Chryssi is an Industry Associate at the UCL Centre of Blockchain Technologies and volunteers as a mentor for a non-profit (Madrinha Trust) and as a Governor at a school in North London (Governors for Schools).


BEng, Civil Engineering (First Class – Distinction), Oxford Brookes University: 1996 – 2000

MSc, Financial Mathematics (Merit), University of Warwick: 2000 – 2001

MT Global Entrepreneurship Bootcamp Diploma, MIT: 2016

MSc, Entrepreneurship (Technology Pathway; Distinction), UCL: 2017 – 2019

Professional Qualifications

PRMIA (Risk Management), Investment Management Certification (FSA), UCL CBT (Executive), Data Science & ML (Mindstream)

Industry experience

Kalgera, COO: 2019 to present
Capital IFX, Head of Innovation & Technology: 2018 – 2019
FIS, Senior Treasury and Risk Consultant: 2014 – 2017 FIS/Sungard, Treasury and Risk Consultant: 2011 –2014
National Bank of Greece, Business Development and Forfaiting Trader: 2008 – 2011 National Bank of Greece, Risk Analyst: 2005 – 2008
FCA (ex-FSA), Policy Advisor: 2003 – 2005
FCA (ex-FSA), Research Analyst: 2002 – 2003
Stafford Trading, Researcher on Options Portfolio: 2001 – 2001
The Cox-Clifford Partnership, Structural Engineer: 1998 – 1999 


Financial Services, FinTech, Treasury-Payments-Risk Systems, Regulation, Blockchain/DLT, Compliance/AML, AI/Data for FIs.


Senior Consultant Treasury and Risk Analytics with Sungard and FIS: 2011 - 2017.

Professional Activity  Membership 

AUKPI, Though Leader: 2018 – 2019 UCL CBT, Industry Associate: 2020 – 2021 ITSA, Active Member: 2019 – 2020.


The Institution of Engineers Prize: 1999 The Amfield Prize, Engineering, Oxford Brookes University.

View Chryssi Chorafa's LinkedIn profile