Jonathan Holman

Jonathan Holman

Visiting Scholar

Jonathan is a corporate banker who runs Digital Transformation for SME, Commercial and Corporate in the UK. He is a mechanical engineer by undergraduate degree and a masters' degree in banking management and practice. He has held roles in coverage (relationship banking), credit risk, operations, change and leadership. 

He researched and wrote his masters' degree dissertation, using scale social data in credit risk modelling, using AI, which was a global first. Jonathan's team and he have won six global industry awards in recent years for their work in banking technology. 


Fintech, small to medium enterprise (SME), data and artificial intelligence (AI), corporate credit risk, digital disruption, banking and macroeconomics


Head of Digital Transformation, Santander SME, Commercial, Corporate & Investment Banking, January 2019 – present
Director, Transformation, Santander Commercial, Corporate & Investment Banking: 2015–18
Director, Qualia Consultancy Ltd, Contractor with RBS Group PLC: 2013–15
Project Manager Vice President, Barclays Corporate: 2013
Relationship Director, Barclays Corporate: 2011–13
Implementation Manager Vice President, Barclays Corporate: 2011
Head of Credit Analysis, Barclays Corporate: 2009–11
Credit Manager (Analyst), Barclays Corporate: 2008–09


MSc, Banking Practice and Management, The London Institute of Banking & Finance: 2015–18
Professional Diploma in Banking and Management, The London Institute of Banking & Finance: 2011–13
Professional Certificate in Banking, The London Institute of Banking & Finance: 2010– 2011
BEng in Mechanical Engineering, Brunel University: 2005–08


Celent Model Bank – Onboarding and Credit Risk, four times Financial Innovation Awards Winner

External recognition 

Speaker, Beyond Conference: 2019
Keynote speaker, Dreamforce – Salesforce: 2019

Visit Jonathan Holman's LinkedIn profile