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Ruth Wandhöfer

Visiting Professor

The London Institute of Banking & Finance Faculty Profiles

Ruth was Global Head Regulatory, Market and Innovation Strategy at Citi in London. She now holds Non-Executive Board Member roles at London Stock Exchange Group and Permanent TSB (the Irish bank). She also occasionally lectures at Queen Mary School of Law, London.

Expertise
Commercial Banking, Investment Banking, Banking Regulation, Corporate Governance, FinTech, RegTech, Blockchain/DLT, Venture Capital.

Ruth-Wandhofer-LIBF-Faculty





Bank of England Prudential Regulation Authority (& Financial Services Authority), Senior Advisor: 2009-2014.
Citigroup/Citibank, Managing Director & Global Head Regulatory & Market Strategy, Treasury & Trade Solutions 2007-2018.
European Banking Federation. Senior Adviser: 2003-2007.
European Commission, Stagiaire: 2003.
Commerzbank Real Estate Fund Hausinvest, Adviser Finance, Tax, Controlling: 2001-2003.

PhD, Finance, Cass Business School, City University of London: 2018.
LLM, University of Kent: 2005-2008.
MA, International Politics, CERIS - Centre Européen de Recherche Internationale Stratégique and Université Jean Monnet in Paris: 2003-2004.
MA, Financial Economics, University of Dundee, UK: 1997-2001. 
BA, Economics, Université Pierre-Mendès-France, Grenoble, France: 1999-2000.

Professional activity
Bank of England Prudential Regulation Authority (& Financial Services Authority), Senior Advisor: 2009-2014.
Citigroup/Citibank, Managing Director & Global Head Regulatory & Market Strategy, Treasury & Trade Solutions 2007-2018.
European Banking Federation. Senior Adviser: 2003-2007.
European Commission, Stagiaire: 2003.
Commerzbank Real Estate Fund Hausinvest, Adviser Finance, Tax, Controlling: 2001-2003.

Membership

Chair of the European Banking Federation’s Payments Regulatory Expert Group (PREG): 2007-2018.
Chair of the EPC’s Payment Security Working Group: 2008-ongoing.
Chair of the BAFT Global Public Policy and Advocacy Committee, Member of the BAFT European Council and member of the Global Innovation Regulatory WG: 2012-2018.
Member of the EU Commission’s Payment Systems Market Expert Group (PSMEG): 2004-2018.
Euro Banking Association (EBA) and EBA Clearing Shareholder Representative for Citi: 2014-2018.
EBA Association Board Member: 2014-2018.
Member of the Advisory Board of the European Association for Biometrics: ongoing.
Member Bank of England RTGS Renewal Stakeholder Board: 2017-2018.
Founding Member of the Global Blockchain Business Council: ongoing.

German (mother tongue), English (fluent), French (fluent), Italian (fluent), Spanish (intermediate).

‘EU Payments Integration – the tale of SEPA, PSD and other Milestones along the Road’, with a foreword from ECB Executive Board Member Gertrude Tumpell-Gugerell, Palgrave MacMillan, 2010 (ISBN 9780230243477).
‘Transaction Banking and the impact of Regulatory Change: Basel III and other Challenges for the Global Economy’, with a foreword from ECB Vice President Vítor Constâncio, Palgrave MacMillan, 2014 (ISBN 9781137351760).

Chapters in Books/ practitioner articles/ courses
‘The Payment Services Directive – a critical review’ in C. Skinner, The Future of Finance after SEPA, Chapter 11, Wiley Finance, 2008 (ISBN 9780470987827).
‘European Payments: A Path Towards the Single Market for Payments’ in B. Batiz-Lazo, L. Efthymiou, The Book of Payments: Historical and Contemporary Views on the Cashless Society, Palgrave MacMillan, 2016 (ISBN 9781137602305).
Various articles/videos/editorials published in the following publications/platforms: Journal of Payment Strategy and Systems, Treasury Today, Treasury Management, FX-MM, The Banker, FT, Global Finance, GTNews, Eurofinance, Finextra, Coindesk, Efinancial news, Risk Magazine and many more.
Co-author of the Certificate in Principles of Payments (CertPay) of the London Institute of Banking and Finance (2017).
‘New Models of Financial and Financial Reporting for European SMEs’, publication in February 2019, Palgrave.

Recipient of the “Award of Achievement for Women in Banking and Finance 2015”, Women in Banking & Finance.

Named as a 2010 ‘Rising Star’ by Financial News.
Named in Management Today’s 2011 "35 Women under 35” list of women to watch (Sunday Times).
Named by Treasury & Risk Magazine as one of the 100 Most Influential People in Finance 2012.
Named by Innovate Finance on the “Women in FinTech Powerlist 2016 and 2017”.
Named as one of the Top 10 global Fintech Influencers by the Fintech Power 50.



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