Coventry Building Society, Non-Executive Director & Chair of Board Risk Committee: 2018 – present.
Clayton Stewart, Managing Director – Regulatory & Strategy Consultancy: 2018 – present.
Bank of England, Prudential Regulation Authority, Director UK Banks, Building Societies & Credit Unions: 2013 – 2018.
ICURN (Board of World Regulators of Mutuals), Chairman: 2013 – 2018.
Financial Service Authority, Head of UK Banks & Mutuals: 2010 – 2013.
IFG Group, Asset Management, Financial and Tax Advisory Businesses, European Managing Director: 2006 – 2010.
Clayton Stewart, Managing Director - Regulatory & Strategy Consultancy: 2005 – 2006.
Yorkshire Building Society (YBS): 1994 – 2005.

• Retail & Group Board Member: 1999 – 2005.
• Head of Lending & Investment Services: 1995 – 1999.
• Head of Corporate Projects: 1994 – 1995.

PA Consulting Group, Business Strategy Consultant: 1990 – 1994.

MEng, Chemical Engineering, Imperial College, University of London: 1985 – 1990.

With PA Consulting Group advised on business strategy to banks, building societies and life and general insurers in the UK, Europe, USA, Australia and New Zealand.

In his own consultancy business advised Boards/CEOs/MDs and executive teams on regulatory policy and business strategy. Clients included UK and European financial services businesses and suppliers. Currently:

• Retained Board Advisor to a new UK fintech bank.
• Retained Board Advisor to a mid-tier UK bank.
• An advisor to an overseas investment bank financing new start mortgage lenders.

Architect of Yorkshire Building Society’s Corporate Strategy in 1995 to remain as a mutual and not to follow the market trend of building societies converting to banks.

Led the development of Yorkshire Building Society’s distribution strategy for the new millennium, integrating branches, telephony and the internet through the existing brand, challenging the convention at that time for launching newly branded internet businesses.

British Gas Scholar, Masters in Chemical Engineering, Imperial College, University of London.

Architect of the UK’s regulatory strategy to create greater diversity in banking, leading to numerous fintech banks entering the market and the growth of challenger banks.

Member of the leadership team that defined and implemented the UK’s post financial crisis banking regulatory regime that now underpins the work of the Prudential Regulation Authority within the Bank of England.

As chairman of ICURN (Board of World Regulators of Mutuals), steered the development and publication of Guiding Principles of Supervision, to define best practice for regulators across the globe, which were subsequently adopted by the IMF, World Bank and Asian Development Bank.

Regular speaker on post-financial crisis regulatory reform.