Insights

In banking and finance, regulation only travels one way. Financial institutions have always been subject to laws aimed at preserving the integrity of the financial system and protecting customers. The number of those laws has increased significantly in the decade and a half since the financial crash.

Bank boards need to reassess their understanding of the impact that geopolitical risk can have on both their business and their clients, says Derek Leatherdale, Managing Director at GRI Strategies and Visiting Scholar at The London Institute of Banking & Finance.

Have you recently graduated or just left school? Perhaps you’re thinking about what to study at university? Whatever stage you’re at, if you like a challenge, working in a team and solving problems, a career in finance could be for you.

The Financial Conduct Authority’s (FCA’s) new Consumer Duty states that advisers must “avoid causing foreseeable harm to retail customers”. But what does that mean for you as a mortgage adviser? And how will it influence the advice you offer during the current cost-of-living crisis?

Risk management is a fundamental – and fast evolving – part of a bank’s business. Rob Thompson, our Head of Banking Services, looks at the risks financial institutions manage and the career opportunities in this area of finance.

Paul Howard gives an overview of the PRA’s current thinking on managing climate-related financial risk. He examines what bank boards and senior managers should look out including climate risks in supervisory assessment, ESG skills and the capital framework.

Technological advances and increased automation mean that there’s much more financial data available than ever before. So how can banks and finance firms find and present the right data, to the right regulator, at the right time?