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Beware of what you legislate for: the short-term credit market

07 January, 2016Christine Allison
Payday lending might have taken a knock but demand for accessible, short-term credit of small sums, is as buoyant as ever. In the absence of savings, people need credit to deal with the lumpiness of income and expenditure - an increasing reality of life with fewer people in salaried employment.

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This article first appeared in Financial World, the journal for The London Institute of Banking & Finance.