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Young Persons' Money Index

The Young Persons' Money Index is LIBF’s annual survey that tracks the take-up of finance education in schools in the UK. It examines the attitudes, behaviours and experiences of UK students in relation to money and personal finance.  

For the 2017 edition we surveyed more than 2,000 young people aged between 15-18 on their access to financial education, their confidence and behaviour with money, their usage of financial services and their levels of financial capability and knowledge.

This year’s report shows that access to financial education is slowly increasing and some young people are having lessons more frequently and for more time.

However, the majority of young people are still not receiving financial education and the way that these lessons are being delivered is disparate and inconsistent across age, geographic location and social group.

Whilst young people are accessing financial products and more report they are confident in their ability to manage their own money, the results suggest that they lack knowledge around key financial products and concepts. They also tend to overestimate their future earnings and levels of debt after leaving university.

Worryingly, the findings also suggest that young people are increasingly being exposed to financial crime or are at risk of being ‘mis-sold’ financial products; and a majority (62%) of young people say they worry about money.

Click below to download the 2017 edition of the Young Persons’ Money Index.

Financial education


of students say they now receive financial education in school or at college



of students say they worry about money


of students say their parents are their primary source of financial education