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Student Zone

Young Financial Journalist 2019

The competition is now open!

Show off your journalistic skills and financial know-how and take part in our Young Financial Journalist competition.


Following last year’s competition success and the fantastic entries we received, this year we have three age categories and £150 prize for each category.

The competition runs from 10 December 2018 – 28 February 2019.

Entries will be judged by a panel of our experts and our guest judge, journalist Iona Bain. The winners will be announced on 28 March 2019.

It’s your chance to be creative and use your financial knowledge while gaining experience in writing an article. 

Good luck to all of this year’s aspiring journalists!

About our guest judge Iona Bain

Iona founded the Young Money Blog and appears regularly on television and radio to discuss financial issues and how they affect young people.

She is a trained senior broadcast journalist with the BBC, reporting and producing reports for Radio 4 Current Affairs. She will soon be fronting her first video for the BBC Homepage on the top things 18 year olds need to know about money.

She presented her first documentary on Radio 4 recently, all about financial education –– and has been a guest on both Woman’s Hour and Late Night Woman’s Hour this year.

How to enter

To enter, write an 800-1,000 word article answering one of the following questions assigned to your age group.

Entries must be emailed to us on or before 5.30pm on 28 February 2019.

The three age categories are:

  • 14-15 year olds
  • 16-17 year olds
  • 18-19 year olds

Three prizes of £150 will be awarded to one winner in each age category. The winners will be announced on 28 March 2019.

Competition questions by age group

14-15 year olds

  • Do you think primary school-age children should be taught financial education in schools? Explain your reasons.
  • Discuss which is worse and why – borrowing too much or saving too little? 

16-17 year olds

  • Discuss the advantages and disadvantages of a ‘cash-less society’ in terms of how we manage our money.
  • Explain how challenger banks (Monzo, Metro Bank, Virgin Money) are changing banking. Discuss the advantages and disadvantages for consumers.

18-19 year olds:

  • How will technology impact banking in the future? Discuss some of the advantages and disadvantages for consumers.
  • Discuss the ways in which technology will affect careers in banking in the future.

Our tips 

Articles which ‘stand out from the crowd’ use some or all of the following tactics and techniques:

  • An engaging and ‘journalistic’ style – short sentences which make clear points.
  • A clear narrative with a logical flow.
  • Case studies or ‘real life’ examples about the financial world.
  • Statistics and evidence from other organisations, demonstrating research skills.
  • Good spelling and grammar.

Competition rules

1. The Young Financial Journalist of the Year is an annual competition open to students aged between 14 and 19 years and currently studying a financial capability qualification offered by The London Institute of Banking & Finance on the date of receipt of your entry.

2. Entries must be a minimum of 800 words and no more than 1,000 words. You must answer one of the questions in your age group.

3. Entries must be received via email to press@libf.ac.uk by the close of business (5.30pm) on Thursday 28 February 2019. While entries can be submitted by a teacher/school on behalf of their students, only one entry per student is permitted.

4. Entries must specify the student’s name, school, year group, age and name of teacher.

5. Entries should be typewritten.

6. Teachers are permitted to enter entries from multiple classes for the competition.

7. Entries will be disqualified if they contain excessive spelling, punctuation or grammatical mistakes, judged at our discretion.

8. Entries will be disqualified if they don’t abide by competition rules.

9. Late entries will not be accepted.

Two female school students studying