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Certificate in Regulated Equity Release (CeRER®)

Qualify to advise on equity release products and develop an extensive knowledge of the equity release environment with the industry benchmark Certificate in Regulated Equity Release (CeRER).

About the qualification

CeRER meets the FCA regulatory requirements to advise on equity release and provides you with an additional level of expertise. For existing Mortgage Advisers, it is an efficient route to broaden the range of services that you provide to clients through completion of a single module and exam. CeRER develops a thorough knowledge of the product types and regulatory considerations, the associated advantages and disadvantages and the different types of customers.

To achieve CeRER, you must have completed the Certificate in Mortgage Advice and Practice (CeMAP®)  or an equivalent Level 3 mortgage advice qualification.

The Certificate in Regulated Equity Release is a Level 3 qualification registered with Ofqual in the Regulated Qualifications Framework (RQF).

Key information:

  • Registration is open year-round
  • Comprehensive study materials are provided
  • Multiple-choice exam assessment
  • On-demand exams in over 150 nationwide locations with same day results
  • Upon completion, you are able to use the 'CeRER' designation after your name
CPQ Blue Testimonial
I found the learning material to be very informative and provided me with the tools required to prepare and pass the exam with a high mark. It was comfortable studying in bite size chunks in the evening, whilst working full time in the day. As a result, my knowledge in these areas is more rounded and I would recommend to anyone looking to obtain an Equity Release qualification.  Wayne Dibley - Openwork


CeRER consists of the full Certificate in Mortgage Advice and Practice (seven mandatory units across three modules) and one further mandatory module; Equity Release, which comprises two units.

Please visit the CeMAP qualification page for a description of the modules contained within CeMAP.

Unit 1 - Fundamentals of Equity Release (FOER)


The principles of equity release, types of schemes available and the circumstances in which equity release may be appropriate, along with the advantages, disadvantages and potential risks to consumers.

Unit 2 - Equity Release Solutions (EQRS)


Selecting suitable equity release solutions to meet circumstances of different types of consumers.


You will have online access to study texts immediately after registration has been completed and hard copies will also be provided. The study text contains review questions and activities to support your learning.

The following additional study support materials are also available to purchase:
  • Specimen examination papers
120 study hours are recommended for CeRER and an additional 200 for CeMAP.


The Equity Release module is assessed through a single 2-hour objective exam, split into two sections:

    Unit 1 - FOER
    50 multiple-choice questions
    Unit 2 - FQRS
    3 case studies each with 10 linked multiple-choice questions

The exam can be taken at over 150 Pearson VUE centres nationwide with the result provided on the day.

View information on examination booking and venues


Looking for further information


For registration and other enquiries please contact Student and Customer Services on +44 (0)12 2781 8609.