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Certified Mortgage Adviser


If you're a Member of The London Institute of Banking & Finance (MLIBF) – and actively advising on mortgages or equity release – you’re eligible for Certified Mortgage Adviser status.


What is it?

Certified Mortgage Adviser (CMA) is a new status available – free of charge – to our members in the mortgage advice industry. CMA status will help you stand out from your peers, whether that's:

  • on the Financial Conduct Authority (FCA) Register, because your membership has been included
  • on your website, email signature and social media, where you can display your digital badge.

Who can apply?

You are eligible for CMA status if you:

  • hold an appropriate LIBF qualification to advise on mortgages or equity release
  • are actively advising clients, with appropriate permission showing on the FCA Register, and
  • are a member of LIBF.

If you're not currently an MLIBF, you can apply for membership through the homepage on your MyLIBF account. Membership brings other benefits for an annual fee of only £82 a year.

How does it work?

We continually search our records to find members who meet the above requirements. If you hold CeMAP or CeRER – and are a member with active mortgage adviser permissions on the FCA Register – we’ll contact you to let you know you’ve achieved Certified Mortgage Adviser status.

You’ll be invited to download a digital badge to display your CMA achievement. This – along with being able to use the MLIBF designation after your name – will mark you out as an accomplished professional.

Your CMA will last until it’s time to renew your membership and will then be reviewed. You will be invited to renew your membership and retain CMA status before your membership expiry date.

CMA is only available to those who appear on the FCA register as “giving regulated mortgage advice” at the point of application. We will recheck this status when we renew your CMA.

If you’re not currently advising but are looking to win recognition for professional development, why not consider CeMAP Professional?