Alternative data is transforming SME lending across the globe. In both mature and emerging markets, it offers the opportunity to bridge the credit gap, expanding access to finance for small businesses and increasing portfolios.

Knowing how to harness its power can be challenging - lenders can be unsure of what data to use, and how to use it responsibly without increasing risk.

Our Certificate is the first to combine SME Lending procedures with rigorous alternative data analysis. It helps your teams build the expertise and skills required to use alternative data effectively, and make better judgements about lending appetite and which SMEs to support.

Your teams will gain

• A strong understanding of alternative lending techniques and how they can be deployed
• Knowledge of how to successfully devise tailored solutions for your SME clients
• The skill required to adapt lending techniques to meet the needs of the market environment
• The ability to confidently utilise data and information from a range of sources to make financial decisions and recommendations
• Knowledge of how to actively monitor, control and manage problem loans and risks
• An advanced understanding of how to interpret financial ratios and numerical data

How this benefits you

Reduces risk

Create the opportunity for more robust, consistent, cost efficient, faster and safer credit lending decisions from your teams.

Increases sales

Avoid the roadblocks that traditional credit analysis can lead to. New, alternative data models allow your teams to develop their loan books and grow the business in sustainable manner, setting your bank apart from your competitors.

Empowers your workforce

Our practical qualification will ensure your teams are engaged and knowledgeable about current and emerging trends. Their learning experience will be tailored to meet your organisation’s needs, aligning to your internal strategies.